SMS Customization - Kulmi Pay

SMS customization lets you control the message text customers receive after supported payment events. KulmiPay currently supports custom templates for payment collections and payouts. This is configured in the KulmiPay dashboard. There is no public REST API for creating or updating custom SMS templates.

Supported template types

Template type	Backend value	Used for
Payment collection	`COLLECTION`	Customer SMS after a successful collection.
Payment disbursement	`PAYOUT`	Recipient SMS after a successful payout.

Where to configure templates

Log in to https://app.kulmipay.com, open Messaging, then create or edit the template for the event you want to customize. Each business can have one active template per type. If a custom template exists, KulmiPay uses it before falling back to the default message.

Template syntax

Use double braces for dynamic fields:

{{FIELD_NAME}}

Only use the fields supported by the template type. Unsupported fields are not replaced.

SMS template text is validated before saving. Keep template text to letters, numbers, underscores, commas, full stops, new lines, tabs, dashes, and spaces.